Is this a pipe dream? Getting cheap no-fault auto insurance is like finding the proverbial needle in a haystack. You know it抯 there somewhere, but how in the world are you going to find it?

Well, thank goodness for the Internet. Because on the web you can find anything you want (and a lot of things you don抰 want). You just need to know how to look.

To find anything, you have to first really know what you抮e looking for. And if you抮e clear about no-fault auto insurance (NFAI), you抮e one in a million. But, if you抮e not, you抣l want to do some homework, because it抯 incredibly confusing.

Some states don抰 offer NFAI. Each individual state has their own regulations for auto insurance companies and policies. Some require NFAI, while others don抰. And some offer something similar instead called 搕ort?coverage autel ms906. So, the first step is to get clear how it works in your state.

You can google 搚our state抯 auto insurance regulations?on the Internet and look for the types and amounts of coverage minimally required. But be prepared that some state requirements are very low and others don抰 even require basic liability and/or bodily injury protection.

Once you know the minimum coverage required, you then have to decide how much coverage you want and need for your particular circumstances. The insurance salesman抯 usual advice is to buy high ?as much as you can afford maxisys elite scan tool. But, since he抯 earning a commission on the sale, that抯 what you should expect him to say.

Of course erring on the side of caution is still your best bet, especially if you own your own home or other valuable assets. In case of an accident, you don抰 want your personal finances on the hook.

When you know how much car insurance you need and want, then it抯 time to shop around. And that抯 pretty easy to do on the net. If you抳e never compared rates before, you抮e going to be shocked at how much difference there is between different companies - hundreds of dollars in some cases.

There are also a lot of ways to save money on no-fault auto insurance. Check into possible discounts for a good credit report, multifamily and multipolicy discounts, driver safety classes, installation of safety/anti-theft devices, etc.

One of the easiest ways to cut car insurance costs is to increase your deductible. For example, raising your deductible from $250 to $500 can lower your annual premium by as much as 10%. Just be sure you always have enough cash available to cover the higher deductible if you should ever need to.

One last point to consider. Cheap isn抰 necessarily what抯 best for you. You can get cheaper rates by skimping on your coverage or even possibly dealing with a shady, fly by night insurance company. Michigan state regulators recently caught several scam artists selling bogus no-fault auto insurance policies.

So always be certain you抮e dealing with a legitimate reputable insurance company, especially if they抮e promising outrageously cheap rates. You could end up getting nothing for your money and it would not be considered 搉o-fault?of your own.

Related Links
http://autelmaxisys905.blognet.m